If you need flexible solution that makes you can handle your expense per month then you should not take ordinary loan solution because you will not get any flexibility in that normal loan. Every normal loan as fix statement that cannot be altered for any reason. Then, what flexible solution we can take as the substitution for that one? Have you heard about line of credit? This is really good solution of cash for people who want flexibility. This credit can be paid immediately when you are ready to pay back. You should check for Elastic credit because it offers a many choices of options for your financial need. You will not be charged by any additional fee if you want to pay back the credit not in schedule. This is really great for people who are only waiting for the next payday. With this line of credit you will able to cover any kind of bill including credit card bill before you get your salary. Some people also access line of credit for paying urgent need such as medical cost or car repairing fee. I think with this flexible solution you will get your life back far away from financial problem.